Breaking Down the ROI of SPC Plans: Why Employers Can't Afford to Wait

In an economy where every dollar counts, businesses must continuously evaluate how their investments impact the bottom line. Supplemental Preventative Care (SPC) Plans don’t just pay for themselves—they actively boost profitability. By improving employee wellness, reducing payroll tax burdens, and creating measurable savings, SPC Plans are revolutionizing the way employers approach benefits.

But what’s the real return on investment (ROI)? Let’s crunch the numbers and explore how SPC Plans deliver value in ways you might not have considered.

1. Payroll Tax Savings: Immediate and Ongoing

SPC Plans generate substantial payroll tax savings by leveraging pre-tax contributions. Employers save an average of $561 annually per qualified employee, adding up to tens—or even hundreds—of thousands of dollars in savings.

Example:

A business with 200 employees could save $112,200 annually—an amount that can fund new hires, upgrade technology, or boost profits.

2. Employee Retention: Loyalty That Pays Dividends

Replacing an employee can cost up to 50–60% of their annual salary. By offering innovative benefits like SPC Plans, companies can strengthen employee loyalty, significantly reducing turnover.

Employees are less likely to leave when they see tangible support for their well-being, including preventive care, mental health services, and financial wellness programs.

3. Lower Healthcare Costs: Prevention Reduces Premiums

Preventive care is cost-effective. SPC Plans reduce the frequency and severity of claims on primary medical plans, which often leads to lower renewal premiums. DNA screenings, telehealth, and wellness coaching help employees address issues early, avoiding costly medical interventions later.

Over time, this proactive approach translates into substantial savings for employers.

4. Boosted Productivity: Healthier Teams, Higher Output

The indirect benefits of SPC Plans are equally impactful. Healthier employees mean fewer sick days and higher energy levels at work. Studies show that companies prioritizing wellness see up to a 10% increase in productivity.

5. Enhanced Employer Branding: Attract and Retain Top Talent

In competitive job markets, SPC Plans set employers apart. Offering these cutting-edge benefits sends a strong message: "We care about our people." This reputation attracts high-quality candidates who value progressive workplaces.

6. Compliance and Simplicity: A Stress-Free Experience

SPC Plans integrate seamlessly into existing payroll systems while ensuring compliance with IRS, ACA, and HIPAA regulations. This eliminates administrative headaches, so HR teams can focus on strategic priorities rather than red tape.

Closing:

SPC Plans aren’t just another line item on the budget—they’re a strategic tool for businesses ready to lead in the modern workplace. With proven ROI, reduced healthcare costs, and improved employee satisfaction, the question isn’t whether you can afford to implement SPC Plans—it’s whether you can afford not to.

Ready to see the numbers for your team? Let’s make it happen.

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About SilverPoint Strategies

SilverPoint Strategies specializes in SUPPLEMENTAL PREVENTATIVE CARE (SPC) Plans. These plans are built on IRS Section 125 and paired with a best-fit provider to unlock significant payroll tax savings. Employers save an average of $561 per qualified employee annually, with savings realized as early as your next payroll cycle. Additionally, SPC Plans reduce claims on your existing primary medical plan, which can lower renewal costs and deliver even greater long-term savings.

As an independent consultant, SilverPoint Strategies serves as your single point of contact, working solely in your best interest to align you with the most impactful and value-driven solutions. By continuously monitoring the market, we ensure access to the latest innovations and provide seamless guidance through every step of the process. With a commitment to white-glove service and meticulous attention to detail, we help maximize ROI, enhance employee benefits, and foster healthier, more engaged workplaces. Contact us today for a free no-obligation consultation.