Navigating the complexities of employee benefits can feel overwhelming, but understanding the foundation of Preventive Healthcare Plans (PHPs) starts with IRS Section 125. Known as "Cafeteria Plans," these tax-advantaged arrangements have been a game-changer for businesses seeking to save money while increasing employee benefits. This month, we’re unpacking everything you need to know about Section 125 Plans, why they matter, and how they pave the way for innovative solutions