top of page
SilverPoint BLOG:
Peak Insights
New posts on the first Wednesday of every month.


Proactive Care: The Secret to Lowering Healthcare Costs and Boosting Employee Well-Being
Reactive healthcare is expensive - and outdated. In 2024, forward-thinking employers are recognizing the value of proactive care, shifting from treating health issues after they arise to preventing them altogether. This approach isn’t just good for employees’ well-being; it’s also a game-changer for an organization’s bottom line. Let’s dive into why proactive care matters, how it works, and how solutions like Preventive Healthcare Plans (PHPs) lead the charge. Reactive vs. Pr

Javier Alvarez
Oct 2, 20243 min read


IRS Section 125: The Tax-Smart Engine Behind Preventive Healthcare Plans
Navigating the complexities of employee benefits can feel overwhelming, but understanding the foundation of Preventive Healthcare Plans (PHPs) starts with IRS Section 125. Known as "Cafeteria Plans," these tax-advantaged arrangements have been a game-changer for businesses seeking to save money while increasing employee benefits. This month, we’re unpacking everything you need to know about Section 125 Plans, why they matter, and how they pave the way for innovative solutions

Javier Alvarez
Sep 4, 20243 min read


Healthcare Trends to Watch: 4 Shifts Shaping the Industry in 2024
Healthcare is evolving faster than ever, and 2024 has proven to be a pivotal year for change. From cutting-edge technology to new approaches in patient care, the trends shaping the industry today will have lasting impacts on how healthcare is delivered and experienced. Employers, providers, and employees alike need to stay ahead of the curve to navigate this dynamic landscape successfully. Let’s dive into the four biggest shifts reshaping the healthcare industry this year. 1.

Javier Alvarez
Aug 7, 20243 min read


5 Ways Preventive Healthcare Plans Help Employers Save Big Without Cutting Benefits
In a world where “cost-cutting” often translates to slashed benefits and unhappy employees, Preventive Healthcare Plans (PHPs) are rewriting the script. These innovative plans offer a way to save on payroll taxes while actually increasing employee benefits - a rare win-win that’s gaining traction in workplaces nationwide. Curious about how PHPs achieve these savings? Here are five ways they deliver measurable results for businesses of all sizes. 1. Pre-Tax Contributions Lower

Javier Alvarez
Jul 3, 20243 min read
bottom of page